About your benefits

When we accept your claim, you become eligible for benefits and services designed to help you recover from your workplace injury or illness. These benefits include rehabilitation and treatment to help you stay at work or return to work, and benefits to help protect you and your family from the financial impact of a workplace injury. We will work with you, your employer and your health care provider to ensure you receive all the benefits and services you need to recover from your workplace injury.

Recovery and return-to-work

Once we accept your claim, we will cover the cost of the health care services and supplies that WorkSafeNB considers necessary to treat your injury and help you return to work.

We pay for your medical therapies including hospital fees and costs for approved health care services that could include:

  • Physiotherapy
  • Occupational therapy
  • Necessary surgeries
  • Medical aid
  • Chiropractic services
  • Psychology

Prescriptions: Our direct-pay prescription drug program is available in all New Brunswick pharmacies. Learn more about how the program works with our Frequently Asked Questions and Fact Sheet

Our main goal is to help you return to work. Depending on your injury, you may not be able to do your original job right away. In that case, we’ll work with you and your employer to decide how your job can be changed to allow you to return. This may include different duties, reduced hours, or using different equipment to help you work. This is called modified or gradual return to work.

Returning to work is a crucial aspect of recovery from workplace injury. Going back to work not only brings financial stability but can also help speed up the healing process, keeps people active and provides a renewed sense of purpose. Getting back is part of getting better. Watch the videos and learn more about the role of work in recovery.

 

 

 

Financial support

Most injuries don’t entirely prevent you from working. But, you may be working at a different job or for fewer hours per week during your transition back to work. And, in some cases, you may need some time off to recover before returning to work in any capacity. Regardless of your situation, we provide financial support during this time.

Income benefits: In most cases if you miss time from work, you’re entitled to receive 90% of your usual take-home pay, up to a maximum insurable amount. As your circumstances change, your income replacement benefit may change too.

Personal care: If you need help at home following your workplace injury you may be eligible for home care services including nursing, physical care assistance, and help with daily activities.

Travel expenses: We may also cover your mileage or transportation to and from medical appointments.

 

 

 

 

Benefits for permanent injuries

Sometimes a work-related injury or illness results in a permanent disability. When they do, we are here to help workers and their families every step of the way. 

Vocational rehabilitation: On rare occasions a workplace injury can affect your ability to return to your previous job. That’s where our vocational rehabilitation services come in. We will help you safely find other suitable employment through skills development, job search assistance and, in certain circumstances, retraining. We will work with you to find the right solution that fits your situation.

Impairment award: If you do not fully recover from your work-related injury or illness, you may be entitled to a lump sum physical impairment award.  A WorkSafeNB medical advisor will assess you, which may involve a physical examination.

 

 

 

 

 

 

If you are experiencing emotional distress relative to your workplace injury, please call us or reach out immediately to a mental health provider for the necessary help and support.

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