Who is it for?
This safety calculator is intended for business owners
to help them better understand all the costs associated with workplace
injuries.
What does it do?
When a worker is injured on the job, WorkSafeNB pays for the claims
costs, including health costs, rehabilitation and disability costs.
But injuries cost businesses in many other areas that are
not covered by WorkSafeNB insurance. This safety calculator helps businesses identify and add up all the additional costs associated
with an injury or accident in their workplace – costs that
come out of their own pockets.
What is not included?
This calculator does not include the costs associated with increased
WorkSafeNB premiums resulting from workplace injuries. And most importantly,
it does not attempt to quantify the pain and suffering experienced
by the injured worker, their families, their friends, and their
co-workers.
Why was it developed?
To help business owners estimate the real “out of
pocket” costs from a workplace injury and to provide related
resources to help prevent those accidents.
How do I use this Calculator?
There are 2 main components: the calculator
and related resources. The “Start” section provides
an overview of how the costs are determined and information on how these accidents can be avoided.
Several accident scenarios were developed in various industries
to help identify common types of accidents and injuries. These
scenarios are intended to provide general information on the various
costs that could be incurred. In the Calculator section, users
can view these scenarios and modify the values to determine what
their last accident really cost, or estimate what an accident
could potentially cost. These scenarios can be saved and printed
for future reference.
Special Thanks
A special thank you to WorkSafeBC for supplying the Small Business Calculator Project Model to WorksafeNB.
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